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40 Year Mortgages

We’ve got exciting news! New 40 year loans are here.

Whether you’re a first time homebuyer, here on a Visa, or have limited credit history, Bustos Real Estate has
resources to help you finance your new home.


First-time homebuyers with a credit score of 660 or higher now have the ability prequalify and purchase their
first home with as little as $1,000 down on this conventional loan. This program offers up to 100% LTV (loan to
value) with no mortgage insurance required.


Homebuyers with limited credit history and a credit score of 580+ can qualify for a 40 year loan
with up to 97% LTV financing. Mortgage Insurance is not required. Don’t have the funds for a down payment?
This program has secondary mortgage financing available to cover down payment and closing costs.

At Bustos Real Estate we have the tools available to help you achieve the goal of home ownership.

Contact one of our Realtors today to learn more about this amazing opportunity.

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